Key takeaways To refinance your mortgage with a bad credit score, check with your current lender to start since you already have an established relationship with it. You can also explore government-backed loan options to refinance with bad credit, such as an FHA loan or VA loan, as long as…
Photography by Getty Images Key takeaways Balance transfer cards can be a helpful financial tool for paying off credit card debt or an expensive purchase over time without incurring interest charges. The U.S. Bank Shield™ Visa® Card* offers a cellphone protection benefit, not commonly found with this type of card,…
MoMo Productions/Getty Images Key takeaways Certificates of deposit (CDs), savings and money market accounts all earn interest while keeping your money safe at federally insured banks and credit unions, but they differ in flexibility and access. Savings and money market accounts work best for short- to medium-term goals, since you…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Key takeaways: Many Gen Xers are stretched thin trying to meet both their elderly parents’ financial needs and their own. As many Gen Xers already report low retirement savings and emergency funds, the cost and time commitment of caregiving can make it even harder to…
Dept Managmnt
Is this method of consolidating debts a good idea? If you are considering using a credit card as a debt consolidation option here…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
Moving away from home, making new friends and getting to class on time are some of the big changes college students face after high school. With all that this new group of adults is facing, it’s a wonder that there’s time for anything else, let alone investing. But surprisingly, college…
There are many approaches to making money in the stock market, but most fall under two main categories: investing and trading. The difference between these strategies comes down to two things: time horizon (how long you’re willing to hold a position) and mindset (whether you think like an owner or…
Key takeaways Invoice factoring allows you to use your accounts receivable to qualify for funding, making them more accessible than other business loans. Factoring companies will collect the invoices directly from your customers. You pay the invoice factoring company a percentage of the invoice amount after invoices are collected. You…
When you leave a job or retire, you need to decide what to do with your 401(k). If it’s a traditional 401(k), you can move it to a traditional IRA, where taxes are paid when you withdraw, or to a Roth IRA, where you pay taxes now but withdrawals in…
WIN-Initiative/Getty Images Key takeaways You cannot purchase car insurance for a car that has a salvage title; the car must be rebuilt and pass state inspection to get a new title before it is insurable. Not all insurers will insure a salvage car with a rebuilt title, and most car…
Key takeaways Home insurance policies generally cover losses from a fire, unless it’s due to arson or is caused by a known issue, such as old knob-and-tube wiring. Homeowners who live in areas where wildfires are common may pay more for home insurance or have more trouble finding a policy.…
Key takeaways Affordability is by far the most important factor for Americans deciding where to retire in the U.S., regardless of income or age, a new Bankrate survey finds. The importance of affordability, weather, neighborhood safety and quality of health care goes up with age. The states with the best…
Key takeaways Alpha and beta are two ways to measure investment performance and whether investment performance is due to individual skill or just the market’s movement. Professional investors are seeking to generate alpha to help justify their fees, since individuals could get “beta level” returns and pay low fees. Anyone…
Key takeaways Stock buybacks can create value for shareholders if they’re well-timed and the company has enough cash on hand to afford them. Stock buybacks, also known as share repurchases, can destroy value if they’re executed at inflated prices or at the expense of business investment, which can harm shareholders…
Key takeaways In most cases, you can change the due date on your credit card bill by calling your issuer and requesting a different date. It’s important to consider all of your monthly bills and income when choosing a credit card due date that works best for you. If your…
Editor's Pick
