Key takeaways Your student loans could come due while you’re still in school if you drop below part-time enrollment or choose certain repayment plans. Your grades can affect your eligibility for federal student loans as well as some types of student loans. If you are notified you owe payments, and…
Investors who have held onto long-term bonds throughout the past few years might finally have their chance at seeing gains in a lower interest rate environment. Rate cuts by the Federal Reserve could push long-term bond prices higher after a period of declining values. However, as exciting as falling rates…
Key takeaways If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be limited. Credit cards for bad credit include both unsecured…
Images by GettyImages; Illustration by Hunter Newton/Bankrate The Federal Reserve doesn’t set mortgage rates outright, but its decisions do play a role in the percentages lenders offer would-be homeowners. And even if the Fed keeps its benchmark rate unchanged, mortgage rates can still fluctuate. Here’s how the Fed’s monetary policy…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with its fair share of challenges. One of the best ways to prepare for international travel is to have a credit card specifically designed for it. Not only do these cards…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Alina Vasylieva/Getty Images Banks and credit unions both typically offer a number of financial products, including high-yield savings accounts and certificates of deposit (CDs). The main difference between the two is that banks are typically for-profit institutions while credit unions are generally not-for-profit. There are pros and cons to opening…
Key takeaways Business loans can range from as little as $500 to over $5 million. The amount of money a business can borrow depends on a variety of factors, including lender, type of business loan, business credit score and annual revenue. Offering collateral may increase your borrowing power. Business loans…
Cavan Images/Getty Images Key takeaways Prequalified card offers can help you scope out how likely you are to qualify for a credit card, and the issuer typically only does a soft credit inquiry that will not impact your credit score. If you improve your credit score by practicing habits, such…
Key takeaways There are no bad choices here: Both Betterment and Wealthfront are top-rated robo-advisors offering well-rounded, low-cost automated portfolio management. Beyond their core services, each robo-advisor has its specialties that will stand out to different types of customers. Betterment’s inclusion of unlimited access to human financial planners will appeal…
Key takeaways The average cost of a wedding was around $33,000 in 2024, according to The Knot. A loan could help you cover the cost, but how much a wedding loan costs depends on various factors, such as your interest rate, repayment term and loan amount. Your eligibility for a…
California grants an automatic tax filing extension until October 15 for individual taxpayers, with no need to submit a formal extension request. However, this extension only applies to filing, not to payment. Taxpayers remain responsible for paying any owed taxes by the April deadline to avoid added penalties and interest.Who…
Key takeaways If your car is disabled while on the road, towing and labor coverage can offset the cost of towing, on-site labor or lockout and jump-start services. Towing and labor coverage can be added to a full coverage auto insurance policy for a small premium. Unlike roadside assistance, towing…
Fidelity Investments and Vanguard are two of the largest asset managers in the world, with each offering a variety of low-cost funds to meet investors’ needs. But they also operate online brokerages and rate well in Bankrate’s annual review of the best brokers. Fidelity was named Bankrate’s best broker in…
Key takeaways Keep your emergency savings in an account that offers easy access and a competitive interest rate, such as a high-yield savings account. Avoid keeping emergency savings in cash, in illiquid accounts such as certificates of deposit or in risky investments such as stocks. Unexpected events, such as an…
While he was taking out the garbage one night, Eli saw his neighbor loading up a moving truck. (Bankrate is not disclosing Eli’s last name for privacy reasons.) His neighbor’s lease was up, but the neighbor made it clear that he didn’t want to move. He told Eli that if…
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