Key takeaways For those wanting to grow older in their own homes, HELOCs (home equity lines of credit), home improvement loans and home equity loans may be a good way to finance the necessary renovations. If you’re moving in with a loved one, consider a personal loan or low-interest credit…
Key takeaways Your student loans could come due while you’re still in school if you drop below part-time enrollment or choose certain repayment plans. Your grades can affect your eligibility for federal student loans as well as some types of student loans. If you are notified you owe payments, and…
Investors who have held onto long-term bonds throughout the past few years might finally have their chance at seeing gains in a lower interest rate environment. Rate cuts by the Federal Reserve could push long-term bond prices higher after a period of declining values. However, as exciting as falling rates…
Key takeaways If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be limited. Credit cards for bad credit include both unsecured…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with its fair share of challenges. One of the best ways to prepare for international travel is to have a credit card specifically designed for it. Not only do these cards…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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While he was taking out the garbage one night, Eli saw his neighbor loading up a moving truck. (Bankrate is not disclosing Eli’s last name for privacy reasons.) His neighbor’s lease was up, but the neighbor made it clear that he didn’t want to move. He told Eli that if…
Key takeaways If you find a lost card, either turn it in to an employee of the business where you found it, return it to a branch of its affiliated bank or call the customer support number on the back of the card. After reporting a found credit card, the…
Key takeaways Debt consolidation loans may not be the best option for every financial situation. Balance transfer credit cards and home equity products are debt consolidation alternatives that may be less expensive, depending on your borrowing needs. Other alternatives, like debt settlement, debt management plans and bankruptcy, can be costly…
As hurricane season begins, experts are sounding the alarm. The 2025 season could bring up to 19 named storms, including potentially five major hurricanes, marking an above-average year for the Atlantic basin. Homeowners are urged to prepare now and understand tax relief options that may soften potential financial hardships due…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The median down payment on a house for a first-time buyer is 9 percent, and some loan programs allow for as little as 3 percent down. Making a larger down payment can get you a lower interest rate, but it also…
The money lessons we carry into adulthood often begin with what we overhear on our way to school or, just as often, what no one talks about at all. For many of us, our parents’ views on debt become the default settings in our financial lives. Whether it was a…
Key takeaways The Bank of America® Travel Rewards credit card is considered a starter travel rewards card, and for good reason. It doesn’t have the robust benefits found with many other travel credit cards — but that doesn’t mean it’s not useful for some. Bank of America Preferred Rewards program…
Credit Sesame looks at what a sharp drop in CEO confidence may signal for the economy and how it could affect your life and finances. Confidence among America’s chief executive officers (CEOs) has just experienced its steepest drop since 1976, according to a new survey. When concern rises at the…
Juneteenth, celebrated on June 19th, marks the day in 1865 when enslaved African Americans in Galveston, Texas, were finally informed of their freedom, more than two years after the Emancipation Proclamation was signed. This pivotal moment in history is a celebration of freedom, resilience, and cultural heritage. Whether you’re honoring…
Key takeaways When a bank fails, the FDIC steps in to maintain operations, including its credit card business. The FDIC looks for a buyer for the failed bank, which would become your new card issuer and set the terms of your account. You can opt out of any changes, transfer…
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