Key takeaways Lenders deny loan applications due to reasons like poor credit, insufficient collateral, industry and more. Having a small business loan denied doesn’t mean businesses can’t secure one in the future. Before reapplying for a loan, determine why the previous application was denied and make sure you’re applying with…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
By all counts, the past month hasn’t been kind to small business owners. With the Bureau of Labor statistics reporting a nearly million-job shortfall since March, and with tariff worries sapping consumer confidence and spending, the current business landscape is looking tough. Despite this, business owners are remaining optimistic about…
Key takeaways: President Donald Trump signed a bill in July that would implement cuts to Medicaid enrollment and funding, which will be rolled out over the next three years. The cuts would increase medical costs for many Americans with disabilities and may make it harder for some families to save…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Photography by Getty Images Key takeaways Balance transfer cards can be a helpful financial tool for paying off credit card debt or an expensive purchase over time without incurring interest charges. The U.S. Bank Shield™ Visa® Card* offers a cellphone protection benefit, not commonly found…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Financial planners often recommend aiming for roughly three times your annual salary in retirement savings by the time you reach 45. At the same time, your mid-forties are a turning point when compounding can still work in your favor. The decisions you make now, whether you’re on track or catching…
Key takeaways The application process for traditional and no-interest car loans is nearly identical, but you’ll need excellent credit to qualify for the lowest rates available. Interest-free auto loans are available through manufacturer-owned, captive finance companies and are reserved for new or certified pre-owned (CPO) models. Despite their potential drawbacks,…
FG Trade Latin/Getty Images Key takeaways A financial coach is an expert who helps clients understand money matters such as budgeting, saving, and managing debt. Financial coaches can help you understand the basics of certain financial topics, but typically aren’t certified to provide specific investment advice like a financial advisor…
Milan Markovic/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Banks set limits for how much cash you can take out at an ATM, which can range from small amounts such as $300 per transaction to $5,000 per day. Cash withdrawal limits are designed to protect you in the event that someone…
Images by Getty Images; Illustration by Bankrate Key takeaways Most major credit card issuers offer the option to easily lock and unlock cards through their online accounts or mobile apps. Locking a credit card can prevent impulse purchases and keep the account safe from fraud. Recurring transactions will still go…
Key takeaways A financial counselor helps people with core financial tasks such as budgeting, saving and debt management. Many financial counselors charge hourly or flat fees. However, some are available for free through public services. Financial counselors and financial advisors both develop budgets and spending plans for clients, but financial…
Key takeaways Investment advisors provide advice to clients on managing short- and long-term investments such as stocks, bonds and mutual funds. Investment advisors differ from financial advisors in terms of their roles, regulations, client types, and fee structures. Types of investment advisors include asset managers, portfolio managers, wealth managers, and…
Each month on Rent Day, Bilt delivers a new set of bonus opportunities for Bilt Mastercard® cardholders and members. Offers range from earning bonus points to exclusive experiences just for members. In celebration of September Rent Day, Bilt Rewards members can enjoy up to a 100 percent transfer bonus with…
Key takeaways You owe capital gains tax on any realized gain on sale of an asset, though not on unrealized capital gains. Long-term capital gains — for assets held for a year or longer — are taxed at a 0, 15 or 20 percent rate, depending on your total taxable…
Bloomberg / Contributor / Getty Images Prediction markets are a fascinating way to harness expert knowledge, helping publicize insight that might otherwise remain private. These markets give experts a financial incentive to make their information public or even for non-experts to bet on specific outcomes, such as an election or…
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