Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
© Marco Bottigelli / Moment / Getty Images Key takeaways The Platinum Card® from American Express offers a lucrative welcome bonus and numerous ways to earn rewards, including through Amex Offers. Cardholders can redeem their points for various items, like travel and gift cards, while also enjoying airport lounge access,…
Key takeaways Avoid taking out a longer or larger personal loan than you need. This will help you to avoid spending more money on interest than is necessary. Shopping around for the best offer will help you to ensure you get the best rate and the lowest fees. Consider your…
Key takeaways Couples who share expenses can consider a joint bank account to track spending but should understand the pros and cons before opening one. Joint savings accounts can be helpful to save for shared goals or a shared emergency fund. There are downsides to joint accounts, such as the…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Key takeaways Because the Fed’s decisions to change interest rates affect the pricing of bonds, bond investors closely monitor Federal Reserve interest rate moves. The Fed lowered rates in late 2024 but paused rates until its meeting on Sept. 16-17, 2025, when it decided to…
Dept Managmnt
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
Key takeaways A digital wallet serves as an extra-secure means of storing credit cards and other forms of payment that can be used to conduct transactions. Most major credit cards can easily be added to a digital wallet, except for some prepaid cards, business cards and cards issued outside of…
MoMo Productions/Getty Images Key takeaways A Roth solo 401(k) allows self-employed individuals and their spouses to make after-tax contributions and grow their retirement savings tax-free. Unlike a Roth IRA, a Roth solo 401(k) has no income limits and significantly higher contribution caps. Contributions grow tax-free and can be withdrawn tax-free…
Key takeaways Defaulting on a home equity loan or HELOC can result in the loss of your home, as it was pledged as collateral for the debt. Being in default typically occurs after four consecutive missed payments or 120 days. Defaulting also has a negative impact on your credit score…
Key takeaways Refinancing your mortgage makes sense if you can reduce the interest rate by one-half to three-quarters of a percentage point. Improving your credit score is one way to get the best mortgage refinance rate. You can also consider buying discount points or paying your closing costs upfront to…
Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Before signing off on an auto loan, crunch the numbers to ensure you can afford your new set of wheels. To find how much you’ll spend on interest, use an auto loan calculator, work it out yourself or talk to a lender. Factors…
In 2018, Shannon Martin and her husband snagged a deal on a rundown Victorian Era home. Recently, the couple decided to tackle some much-needed renovations to it. Phase one: They took out a $20,000 personal loan to repair the roof, fireplace and chimney. Phase two: Pay off the personal loan…
Many questions intrigue economists and policymakers. Right now, one question is being debated more than most: Can tariffs replace income tax? This concept refers back to early American fiscal policy. Before the institution of the income tax, tariffs were the federal government’s primary revenue source. Could this be feasible again?…
Key takeaways First-time car buyer programs offer flexible qualification requirements and other incentives to make it easier for those with little or no credit history to finance their first car purchase. These programs typically have eligibility criteria such as being at least 18 years old, providing proof of employment and…
In 2025, the United States operates under the tax framework established by the 2017 Tax Cuts and Jobs Act (TCJA) during President Donald Trump’s first administration. In May 2025, the House of Representatives passed the “One Big Beautiful Bill,” aiming to make the TCJA provisions permanent and introduce additional tax…
Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points toward free hotel stays and other types of redemptions. Program members who climb the elite status tiers also get additional perks like late check-out, early check-in and complimentary upgrades when…
Editor's Pick
