Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
© Marco Bottigelli / Moment / Getty Images Key takeaways The Platinum Card® from American Express offers a lucrative welcome bonus and numerous ways to earn rewards, including through Amex Offers. Cardholders can redeem their points for various items, like travel and gift cards, while also enjoying airport lounge access,…
Key takeaways Avoid taking out a longer or larger personal loan than you need. This will help you to avoid spending more money on interest than is necessary. Shopping around for the best offer will help you to ensure you get the best rate and the lowest fees. Consider your…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Uniformed service members and federal employees can borrow against their retirement plans with a TSP loan. You can borrow a minimum of $1,000. You can borrow a TSP loan for general purposes, and you can use funds to construct or close on a…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways IHG One Rewards is a free loyalty program for the InterContinental Hotels Group that lets members earn points toward free hotel stays and other types of redemptions. Program members who climb the elite status tiers also get additional perks like late check-out, early check-in and complimentary upgrades when…
Kevin Dietsch/Getty Images In May, electric vehicle maker Tesla (TSLA) posted a huge sales decline in many European countries, continuing a string of monthly shortfalls since January that have drawn significant attention. But management hopes that a refreshed Model Y, the company’s top-selling vehicle, will help sales rebound. And while…
It is a common assumption that umbrella policies are only for the wealthy, but that couldn’t be further from the truth. An umbrella policy can help you financially protect your current and future assets from liability claims that exceed the limits of your existing auto and home policies. Everyday events,…
Between state fines and insurance rate hikes, the cost of speeding in Massachusetts can hit you harder than potholes on the Pike. Even a single speeding ticket signals to insurers that you may pose a greater risk on the road, which causes your auto rates to increase. Aside from paying…
Bill Ackman is the billionaire investor behind the hedge fund Pershing Square Capital, and he’s one of the most notable investors of the last two decades. Ackman typically bets big, with huge positions in stocks that are often momentarily out of favor or at least those where value has yet…
Are you feeling the strain of summer expenses? You’re not alone. It can be challenging to maintain both mental and financial wellness, especially during a season filled with vacations, barbecues, and social pressures to spend. Therefore, you are more likely to lean on credit cards to cover up your expenses.…
Image by GettyImages; Illustration by Bankrate In 2025, U.S. savers are showing less willingness to move their money between banks, a notable shift from the deposit flight and rate-chasing behavior seen in prior years. This inertia comes at a significant cost: With deposit growth slowing and consumer mobility declining, banks…
Key takeaways The SBA 504 loan helps fund fixed assets that boost business growth. It’s offered through local Certified Development Companies. It can fund projects up to $5.5 million. Its fee structure is more complicated but reasonable versus other SBA loans. The SBA 504 loan can help small businesses looking…
Key takeaways Finding the best mortgage lender means looking not just at their interest rates but also at their customer service, types of loans offered and fees. Ultimately, it’s best to choose the lender who offers what you need at the lowest possible rate. Mortgage rates for first-time homebuyers depend…
Moyo Studio/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Debt-service coverage ratio (DSCR) looks at a company’s cash flow versus its debts. The ratio is used when gauging a business’s ability to pay off current loans and take on future financing. If your DSCR isn’t high enough, you can…
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