Key takeaways The CFPB allows consumers to file complaints about unfair, deceptive or abusive financial practices across products like bank accounts, credit cards, mortgages, debt collection and student loans. While you don’t have to contact the offending company first, doing so may resolve the issue more quickly and save you…
Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American Express and Capital One Venture X Rewards Credit Card should be at the top of your list. These cards have numerous benefits in common, including annual statement credit offers, airport…
Key takeaways The Platinum Card® from American Express and the American Express® Gold Card both earn valuable American Express Membership Rewards, but their benefits are tailored to suit different lifestyles. The Gold card is ideal for foodies, offering various dining credits and boosted earnings rates on purchases at restaurants and…
© Marco Bottigelli / Moment / Getty Images Key takeaways The Platinum Card® from American Express offers a lucrative welcome bonus and numerous ways to earn rewards, including through Amex Offers. Cardholders can redeem their points for various items, like travel and gift cards, while also enjoying airport lounge access,…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Image by Getty Images; Illustration by Bankrate If you’re planning for retirement, one of your key questions is how much you can earn from Social Security — what’s the maximum you can get? As of January 2025, the maximum benefit you can receive at full…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Moyo Studio/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Debt-service coverage ratio (DSCR) looks at a company’s cash flow versus its debts. The ratio is used when gauging a business’s ability to pay off current loans and take on future financing. If your DSCR isn’t high enough, you can…
Are you enrolled in American Consumer Credit Counseling’s Debt Management Program (DMP) and feeling the strain of summer expenses? You’re not alone. It can be challenging to maintain both mental and financial wellness, especially during a season filled with vacations, barbecues, and social pressures to spend. In this article, you’ll…
Key takeaways Fill out the Free Application for Federal Student Aid (FAFSA) to access federal loans, grants and work-study opportunities. You can appeal your financial aid award if you need additional funding due to changed circumstances. Search for last-minute scholarships from private organizations and local groups. Compare multiple student loan…
A backdoor Roth can sometimes be a good idea.The government puts income limits on who can contribute to a Roth IRA portfolio. In 2025, these limits are set at $165,000 for single filers, and $246,000 for joint filers. If you’re above this cap, you cannot contribute money to a Roth…
Credit Sesame highlights new survey findings that show a clear gap between how Americans feel about their finances and how many are living beyond their means. Think you’re doing fine financially? The Fed’s new survey says maybe not Many Americans believe their finances are in good shape, but new data…
David Schalliol/Getty Images Key takeaways Correspondent lenders originate, underwrite and finance mortgages, then sell them to other financial institutions or to investors. Correspondent lenders often offer a greater variety of mortgages than retail banks or credit unions, as well as speedier closing times. However, they may charge more fees or…
If you got a big tax refund this year — or faced a big tax bill — now is a good time to revisit your W-4 form. Also known as the the Employee’s Withholding Certificate, the W-4 is a crucial tax document that tells your employer how much in federal…
Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and select merchants, 2 percent on Apple Pay purchases and 1 percent on all other purchases. Your cash back rewards are earned in the form of Daily Cash, which you can choose to collect in the…
Key takeaways There’s more than one way to pay off an Apple Card, including online payments or recurring and one-time payments. Officially, the Apple Card doesn’t allow for balance transfers to the card, and it doesn’t appear to let consumers transfer their Apple Card balances to other balance transfer cards…
Morsa Images/Getty Images If you’re one of the many Americans who freelance or own your own business, you might find a business credit card a useful addition to your wallet. They’re a handy financial tool for separating your personal and business expenses. While business credit cards typically cater to large-…
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