Key takeaways Grants can help Black female business owners bridge the funding gap Many grants are tailored to specifically help Black business owners and women business owners overcome racial biases Grants designed to help minority business owners overcome barriers are currently facing legal challenges Additional resources are available, including minority…
Key takeaways Call options give you the right to purchase a stock at a specific price by a specific point in time. Call options can rise many times in value, making them especially attractive for traders who want to make a lot of money. Despite the ability to make a…
MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can check the value of your savings bond through the TreasuryDirect website. Even if you have paper savings bonds, you can check your value online, as long as you have the issue date, bond series and denomination with it. To get…
Key takeaways Lenders deny loan applications due to reasons like poor credit, insufficient collateral, industry and more. Having a small business loan denied doesn’t mean businesses can’t secure one in the future. Before reapplying for a loan, determine why the previous application was denied and make sure you’re applying with…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Franek Strzeszewski/Getty Images Key takeaways Capital One offers referral bonuses for cardholders who get their friends and family to apply for their own cards. While there is no limit to how many referrals you can make, there is a limit to how much you can…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Mohammad Sowaid / EyeEm/Getty Images Hail season runs from March through September, and with just weeks left, preliminary data from the National Oceanic and Atmospheric Administration (NOAA) shows 2025 is shaping up to be a near-average year for severe hail. Even in an average season, that still adds up to more…
Key takeaways Some banks charge between $5 and $50 if you close a new account within 90 to 180 days. Policies vary: Some banks waive the fee, while others impose higher charges if you switch quickly. Always check the bank’s fee schedule before opening an account. If you expect to…
Key takeaways There is a statute of limitations on debt, but it varies depending on your debt type and location. The statute of limitations means creditors and debt collectors cannot sue you for old debt after a certain amount of time, but it’s still in your best interest to pay…
When you (or your kid) attend college, you’re betting that the cost will be worth the degree and the career to which it leads. About 6 in 10 families (59 percent) say they make a financial plan, according to Sallie Mae’s annual “How America Pays for College” report. But, Sallie…
Key takeaways The Global Industry Classification Standard (GICS) is a system that divides the market into 11 sectors, composed of 25 industry groups and 74 industries, as of August 2025. This classification system ultimately impacts how many sector-based index funds are created and which companies are included — or excluded…
Key takeaways Passbook loans are secured loans that use your savings account balance as collateral. These loans can be a convenient way to borrow money while rebuilding your credit, as some lenders report repayment activity to credit bureaus. Risks include limited access to your savings until the loan is repaid…
Key Takeaways: Credit card debt reduces disposable household income Debt delays consumers’ ability to build wealth Credit card debt impacts physical and emotional health High credit card debt can put excessive strain on personal relationships High consumer debt impacts the national economy What is The Economic Cost of High Consumer…
Binance.US offers a wide selection of cryptocurrencies and zero-commission trades on some Bitcoin pairs. Binance, which we use here to refer to the U.S. arm of the exchange, charges reasonable commissions that decline as you trade more, ranking it among the cheaper places to trade. Stack on one of the…
Key takeaways Social Security likely won’t cover all of your expenses in retirement, and the prevalence of pensions is dwindling. This leaves those planning for retirement to piece together how they will create lifetime income for themselves during their golden years. Annuities are the only product that can provide guaranteed…
Key takeaways With mutual funds, investors can buy a diversified portfolio without an investment advisor, which makes a well-constructed portfolio more accessible. There are thousands of mutual funds to choose from, but not all of them will be a good fit. Consider your investing goals and risk tolerance before buying.…
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