Key takeaways Building credit can be daunting, especially if you’ve had bumps in your credit history. You can use AI to help you understand and spot errors on your credit report, negotiate and repay debt and improve your credit score. Once you have good or excellent credit, you’re more likely…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging 6.38 percent, compared to 6.55 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week…
Image by GettyImages; Illustration by Bankrate Last week’s HELOC spike was short-lived. The average rate on a $30,000 home equity line of credit fell 80 basis points to 8.10 percent, back to the level it was two weeks prior, according to Bankrate’s national survey of lenders. The rise and fall…
Key takeaways The Capital on Tap Business Credit Card offers high credit limits, no annual fee, speedy approval and cash back rewards. The card is only available to businesses with good credit, at least six months of activity and a minimum yearly revenue of $30,000. While the rewards and credit…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Grants can help Black female business owners bridge the funding gap Many grants are tailored to specifically help Black business owners and women business owners overcome racial biases Grants designed to help minority business owners overcome barriers are currently facing legal challenges Additional…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways Clear is a frequent traveler program that uses biometrics for identity verification. An individual Clear Plus membership costs $209 per year, making it the most expensive of the expedited security options. To compare, TSA PreCheck costs as low as $77 (depending on enrollment provider) for five years —…
Choosing the right tax professional can make a big difference for your peace of mind. But with so many options — from tax accountants to tax attorneys, certified public accountants (CPAs) to enrolled agents (EAs) and more — it’s not always clear who’s best for your situation. Each type of…
This page was originally published in early 2022 and reflects the author’s advice to a reader during that time. The rest of the article has since been updated. Key takeaways When you’re turned down for the credit card you want, your next step shouldn’t be to immediately apply for it…
Key takeaways Getting the right credit card starts with knowing your credit score, which can help you narrow down options you’re most likely to be approved for. Understanding credit card terms and what you’re looking to get out of a card can further help you compare and decide on a…
RealPeopleGroup/Getty Images: Illustration by Issiah Davis/Bankrate Under Minnesota law, all vehicle owners must purchase car insurance. Because Minnesota is a no-fault state, all auto insurance policies must include personal injury protection along with liability and uninsured motorist coverage. To explain these requirements and offer strategies that might help keep insurance…
Key takeaways The Shop Through Chase program allows cardholders to earn additional Ultimate Rewards points through the portal when they shop at participating retailers. The program offers bonuses ranging from 1X to 15X points per dollar spent on eligible purchases, making it a valuable way to accumulate rewards. Shop Through…
Finding affordable car insurance can feel like an uphill battle. From 2023 to 2025, the national average cost of full coverage car insurance increased by 31 percent, drastically outpacing the rate of inflation and household income growth. Needless to say, drivers everywhere are looking for ways to save money. There…
Photography by Getty Images Key takeaways The top credit card reward programs partner with select airlines and hotels, so you can transfer points and miles from your card directly to your favorite loyalty programs. Occasionally, you can earn bonuses for transferring points and miles from a bank program to a…
Key takeaways Ethereum is a cryptocurrency and decentralized platform that can be the basis for smart contracts and other apps. Ethereum runs on a proof-of-stake system, making it more energy efficient than Bitcoin’s proof-of-work system. Investing in Ethereum is speculative and driven by market sentiment. Ethereum is among the most…
Wavebreakmedia/Getty Images Key takeaways An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility criteria, fees and program options vary by lender. Shop around and weigh your options carefully. If you don’t qualify for an auto loan hardship program,…
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