Key takeaways While many major card issuers offer popular business cards, picking a card from a lesser-known issuer has its advantages. Some of our top picks don’t require a personal guarantee, and many tend to offer higher credit limit potential than other business cards. Before choosing a business card, compare…
Wyoming is best known for its wide-open spaces, rugged mountains and national parks, but it has something new to add to its reputation: It’s one of the top states in America for retirement. Despite being the nation’s least-populated state, Wyoming ranked third overall in Bankrate’s 2025 Best and Worst States…
Key takeaways When choosing a financial advisor, look for red flags, such as lack of responsiveness, high fees and pushing certain investments. If you are unhappy with your portfolio’s performance, it could be another reason for a new financial advisor. Look for a financial advisor who is a fiduciary, meaning…
Image: Getty Images; Illustration: Bankrate Key takeaways If you’re buying a home, an appraisal waiver can help you avoid the cost and time commitment of an in-person home appraisal. Instead, your mortgage lender will use an automated underwriting system to estimate the property’s value. However, automated systems can’t catch all…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways Assets are quantifiable items — tangible or intangible — that add to your company’s value. Liabilities are what your company owes to others, whether that’s a vendor or a bank that issued a loan. Equity is the dollar amount left when you subtract…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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10’000 Hours/Getty Images In most cases, your car insurance policy has strict limits that apply to each portion of your coverage. Once you’ve exhausted those limits, your insurance company won’t pay out any more to cover your damages. But in the case of uninsured motorist coverage, some states permit drivers…
Traditionally, all tip income was taxable, and workers had to report any cash tips exceeding $20 per month to their employer. But in 2025, the One Big Beautiful Bill introduced temporary exemptions: individuals can deduct up to $25,000 in tips from their income if they meet all the qualifications (though…
Ursula Page/Flashpics/Adobe Stock Key takeaways Condos are often priced lower than single-family houses, which makes them appealing to first-time homebuyers. In some cases, though, the price could be comparable or even more, depending on location, condition and other factors. Condos and single-family houses can be part of a homeowners association…
Under the One Big Beautiful Bill Act of 2025, the mortgage interest deduction limits established by the Tax Cuts and Jobs Act were made permanent. For loans taken out after December 15, 2017, taxpayers may deduct interest on up to $750,000 of combined mortgage debt across primary and secondary residences. Mortgages…
Many people leave behind pension benefits when they change jobs, and claiming them later can feel complicated. Fortunately, with the right information and preparation, collecting your pension is usually straightforward. The process involves confirming your eligibility, tracking down your plan if it has changed hands and selecting the best payout…
ANDREW CABALLERO-REYNOLDS/Getty Images Key takeaways Checking accounts offer the most flexible access to your money, but they usually earn little or no interest. Savings accounts and money market accounts allow you to earn interest but may limit withdrawals. Some money market accounts offer the ability to write checks or use a…
The cryptocurrency industry has lately begun to heavily promote tokenized stocks, but what exactly are they? More importantly, what advantages do tokenized stocks offer — especially when investors already have safe, no-cost fractional share trading at many brokers? A tokenized stock is a fancy way of saying that ownership of…
The state and local tax (SALT) deduction lets taxpayers write off certain state and local taxes from their federal taxable income. Under the One Big Beautiful Bill Act, signed into law by President Trump on July 4, 2025, the annual SALT write-off cap was raised from $10,000 to $40,000 for…
Key takeaways Bad credit loans are available from online lenders, credit unions and community banks — each with different application processes and criteria. Avoid predatory loans like payday or title loans — if the annual percentage rate (APR) exceeds 35.99 percent, it’s likely not a safe or sustainable borrowing option.…
Key takeaways: Nearly a quarter of Americans don’t have an emergency savings fund. If you’re one of them, that puts you at risk of taking on significant debt. It can be challenging to start and maintain an emergency savings fund. Determining the minimum you need to save and starting with…
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