Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key takeaways Switching business credit cards can benefit small businesses needing higher spending limits, business-specific rewards and employee cards with individual spending limits and card perks. It is typically better to stick with a current card issuer if you are happy with their rewards program, want to avoid a credit…
Photography by Getty Images Key takeaways You can close your Discover credit card account by sending a closure request in the mail or by calling the number on the back of your card and speaking with a representative. Before closing your card, you should pay off any balance remaining and…
If you have a 401(k) account and recently left your job or were laid off, you might be wondering what to do with your retirement investments. But even if you left your employer some time ago and still have a retirement account there, you have several options when it comes…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Image: Getty Images; Illustration: Bankrate Key takeaways If you’re buying a home, an appraisal waiver can help you avoid the cost and time commitment of an in-person home appraisal. Instead, your mortgage lender will use an automated underwriting system to estimate the property’s value. However,…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Applying discounts to your policy can be one of the most effective ways to save money on your homeowners insurance. Some discounts may not be quite so simple to obtain, installing a new roof, for instance, but others may not require much of you at all. Bankrate’s insurance editorial team…
Carlina Teteris/Getty Images Key takeaways New graduates need checking accounts with no monthly fees, low minimums and strong digital features. Online banks and credit unions typically offer the best graduate bank account options with minimal fees and higher interest rates. Emergency fund building should start immediately alongside choosing the right…
Key takeaways A mortgage rate lock keeps the interest rate on the loan from changing for a certain period of time, ensuring you won’t pay more if rates rise before you finalize the loan. Typically, you can lock your rate for at least 30 days, and in some cases up…
Key takeaways The Capital One Venture X Rewards Credit Card lets users redeem miles for several types of travel, including airfare, hotels and vacation rentals through the Capital One Travel portal. This card also comes with an annual travel credit worth $300 toward Capital One Travel purchases, which can be…
The 529 college savings plan is one of the best ways to set aside money for your children’s college education. The plan offers a host of features that make it an attractive option for savers, including sizable tax breaks and deductions just for doing something that’s already valuable for a…
Annuities have long been touted as a way to generate guaranteed income in retirement. But people buy annuities for other reasons too, such as the ability to defer taxes and funnel money into an account with no contribution limits. These are the top reasons why people buy annuities and the…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways A cancelled check or stop payment request prevents funds from leaving your account when someone tries to cash or deposit the check. You must act quickly — banks cannot stop payment on checks that have already been processed or cleared.…
Key takeaways Large-cap stocks typically have market capitalizations above $10 billion, while small-cap stocks generally fall between $300 million and $2 billion. Small-cap stocks may have more growth potential than large-cap stocks, but large caps are often more profitable and more likely to pay a dividend. Both large- and small-cap…
Tim Grist Photography/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Bank mergers and acquisitions have created today’s largest financial institutions, with deals reaching up to $66 billion in recent years. Capital One completed its $35.3 billion acquisition of Discover in May 2025, creating the sixth-largest U.S. bank by assets. Bank…
Key takeaways Online lenders are more likely to have accessible loan requirements for startups than bank lenders SBA loans are an option, with the SBA approving thousands of startup business loans per year If you can’t get a business loan, try alternatives like a business credit card, personal loan or…
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