Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage insurance. Making a larger down…
Key takeaways JetBlue’s TrueBlue Shopping lets loyalty program members earn points with the airline for each dollar they spend. Using the portal is free, and members can earn points for spending with hundreds of online retailers and partner brands. Purchases are tracked through the portal automatically, and bonus points are…
Key takeaways The Chase Sapphire Preferred® Card and Citi Strata Premier® Card both offer access to popular travel rewards universes: Chase Ultimate Rewards and Citi ThankYou points. Citi Strata Premier offers excellent rewards rates in more everyday categories, but Sapphire Preferred offers potentially better value when redeeming points for travel…
Key takeaways Loss of use reimburses expenses incurred when your home is uninhabitable after a loss. Elective renovations and general maintenance are not covered by loss of use. Pet boarding, parking fees, moving expenses and laundry services are just a few of the expenses loss of use may cover. If…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Photography by Getty Images Key takeaways You can close your Discover credit card account by sending a closure request in the mail or by calling the number on the back of your card and speaking with a representative. Before closing your card, you should pay…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Photography by Getty Images; Illustration by Bankrate Key takeaways After you buy a new car, your insurer may offer a grace period lasting seven to 30 days for switching your car insurance. If your insurer doesn’t have a grace period, you must add your new car to your policy before…
Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a vacation can feel complicated to say the least. You’ve been paying off debt and building a checking account buffer. Maybe even investing for the first time. But…
When I set the goal to retire by the age of 40, my financial advisor laughed at me. I’d read about the FIRE movement, but I didn’t know anyone in real life who’d actually done it. I certainly didn’t grow up with the blueprint. I’m the eighth of my dad’s…
Understand your Debt: Debt from credit cards, loans, or medical bills can feel overwhelming. Recognizing its commonality is the first step in tackling it. Assess Your Finances: List all debts, including amounts and interest rates. Identify budget areas for cuts, like subscriptions and dining out. Create a Repayment Plan: Use…
Richard Sharrocks/Getty Images TIPS — short for Treasury Inflation-Protected Securities — are a kind of U.S. government bond that can help safeguard your wealth from inflation. TIPS are indexed to inflation, so as prices rise, your investment principal increases, protecting any investment you’ve made in the bonds. With inflation still…
Key takeaways Despite political pressure from President Trump, the Federal Reserve is expected to hold interest rates steady at its July 29-30 meeting, coming off the heels of elevated inflation in June. High-yield savings accounts remain an attractive option, with several top accounts still offering APYs well above 4 percent.…
Key takeaways Car title loans are a convenient way to get fast cash if you own your vehicle outright. These loans are risky though, as they use your vehicle as collateral and come with steep borrowing costs. Consider an alternative, like a credit card, personal loan or payday alternative loan,…
Car buyers may now benefit from a new tax break that allows them to deduct up to $10,000 in auto loan interest each year from their federal income taxes — reducing their taxable income. The provision, which is in effect for new cars purchased from 2025 through 2028, is part…
Key takeaways Crypto rewards cards allow users to earn a percentage of their purchases back in cryptocurrency or to convert U.S. dollars to crypto directly. The appeal of these cards lies in the potential for the cryptocurrency to increase in value, but there is also the risk of it decreasing…
Key takeaways A mortgage-backed security (MBS) is an investment product that consists of thousands of individual mortgages. Investors can purchase MBSs on the secondary market and directly from the issuer. When MBS prices fall, residential mortgage rates tend to rise — and vice versa. If you have a mortgage, you…
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