Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage insurance. Making a larger down…
Key takeaways JetBlue’s TrueBlue Shopping lets loyalty program members earn points with the airline for each dollar they spend. Using the portal is free, and members can earn points for spending with hundreds of online retailers and partner brands. Purchases are tracked through the portal automatically, and bonus points are…
Key takeaways The Chase Sapphire Preferred® Card and Citi Strata Premier® Card both offer access to popular travel rewards universes: Chase Ultimate Rewards and Citi ThankYou points. Citi Strata Premier offers excellent rewards rates in more everyday categories, but Sapphire Preferred offers potentially better value when redeeming points for travel…
Key takeaways Loss of use reimburses expenses incurred when your home is uninhabitable after a loss. Elective renovations and general maintenance are not covered by loss of use. Pet boarding, parking fees, moving expenses and laundry services are just a few of the expenses loss of use may cover. If…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Photography by Getty Images Key takeaways You can close your Discover credit card account by sending a closure request in the mail or by calling the number on the back of your card and speaking with a representative. Before closing your card, you should pay…
Dept Managmnt
When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
The Golden State offers something for everyone: cosmopolitan life in a big city like Los Angeles or San Francisco, the desert calm of Palm Springs, beachy vibes in an oceanside locale like San Diego, remote peace and tranquility in the northernmost corners of the state. However, the housing market in…
Americans may soon see a wave of tax changes — some as early as this year, others rolling out in future tax seasons. These updates stem from the massive tax bill recently signed into law by President Donald Trump. The new legislation includes several key tax rules: an extension of…
Key takeaways Single-family homes, like ranch-style homes and townhomes, are designed and built for one family to occupy. Multi-family homes, like duplexes and apartment complexes, contain multiple living units, each with their own address, entrance and living facilities. Both single- and multi-family homes can function as investment properties, but there…
If a child collects a sizable amount of money from investments or other sources of unearned income in a given year, their parent or guardian will likely need to pay taxes on it. While a portion of the child’s income isn’t taxed, after reaching a certain level of income, a…
Key takeaways Secured loans are loans that require collateral (assets) to back, or insure, the loan. Lenders may offer lower interest rates and larger borrowing limits on secured loans. Common examples of secured loans are auto loans, mortgages and business financing. A lender can repossess the collateral if you fail…
Image by Getty Images; Illustration by Bankrate Key takeaways Forgiveness at the end of an income-driven repayment plan will be taxable beginning in 2026, potentially resulting in large tax bills for low-income borrowers. Most public service and occupation-based student loan forgiveness programs remain tax-free, including Public Service Loan Forgiveness (PSLF)…
Photo by Benét Wilson; Illustration by Bankrate Key takeaways The Southwest Rapid Rewards® Priority Credit Card offers a generous welcome offer, making it easy to earn points for future flights. Comparing the Southwest Rapid Rewards Priority Card to alternative travel cards, it stands out as the top choice due to…
Marriage and debt are like pregnancy and . . . nausea. For most people, you can’t have the exciting part without the latter. In fact, 63% of marriages start out in debt.1 Take Grace’s story, for example. She was completely debt-free with $10,000 in the bank before she got married.…
Back-to-school shoppers are feeling better, but still not great, about what has become the second-biggest event on the annual retail calendar. This year, 30 percent of back-to-school shoppers say inflation is changing the way they shop, according to Bankrate’s 2025 Back-to-School Survey. On the positive side, that figure is down…
You’ve watched so many episodes of Fixer Upper you can practically guess what new home remodel miracle Chip and Joanna Gaines are about to pull off. And sure, their projects look hard, but you’re up for the challenge. Now you’re thinking of buying a fixer-upper yourself. Whether you’re a first-time…
Editor's Pick
