Images: Getty Images; Illustration: Bankrate Key takeaways In an exclusive agency listing arrangement, a seller hires one real estate brokerage to market and sell their home. However, the seller can also bring in their own buyer — if that deal goes through, they won’t have to pay a commission. Some…
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage insurance. Making a larger down…
Key takeaways JetBlue’s TrueBlue Shopping lets loyalty program members earn points with the airline for each dollar they spend. Using the portal is free, and members can earn points for spending with hundreds of online retailers and partner brands. Purchases are tracked through the portal automatically, and bonus points are…
Key takeaways The Chase Sapphire Preferred® Card and Citi Strata Premier® Card both offer access to popular travel rewards universes: Chase Ultimate Rewards and Citi ThankYou points. Citi Strata Premier offers excellent rewards rates in more everyday categories, but Sapphire Preferred offers potentially better value when redeeming points for travel…
Trending
Spotlight This Week
More Articles
Personal Finance
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Featured Articles
Key takeaways Switching business credit cards can benefit small businesses needing higher spending limits, business-specific rewards and employee cards with individual spending limits and card perks. It is typically better to stick with a current card issuer if you are happy with their rewards program,…
Dept Managmnt
When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
Credit Cards
All News
You’ve watched so many episodes of Fixer Upper you can practically guess what new home remodel miracle Chip and Joanna Gaines are about to pull off. And sure, their projects look hard, but you’re up for the challenge. Now you’re thinking of buying a fixer-upper yourself. Whether you’re a first-time…
Tony Anderson/Getty Images If you’re like most people, you have more than one financial goal you’re working toward. Saving enough money to retire is often the top financial goal that people think of, but there are often other competing goals that come up during your life. If you end up…
One of the questions I’m asked most often is, “How can I talk to my spouse about money?” If you’re looking for that answer, I’m so glad you’re here. Talking about money can be intimidating for any number of reasons. Maybe one of you is reluctant to tackle your money…
Key takeaways Not all damages are covered by a home insurance policy; common exclusions include floods, earthquakes, landslides, pests and mold. Homeowners can purchase endorsements or additional policies to cover excluded risks, such as coverage for high-value items or flood insurance. Each insurance company may have different exclusions, so it’s…
STUDY SUMMARY 58% of Millennials are currently saving for retirement. Millennials are as likely to know how much money they’ll need to retire as Baby Boomers or Gen Xers. Millennials begin saving for retirement at an average age of 23. Downloads Infographics Have questions about this study? Email us or visit our newsroom for…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Contents insurance, also called personal property insurance, provides coverage for your personal belongings up to your policy limits. Most home insurance policies include home contents insurance at 50-70 percent of the dwelling coverage amount that’s listed on your policy. Most insurance…
How to Support a Partner With Debt – Ask Them: Are You Open to Advice or Support? Not everyone wants help, but if you’re looking for how to support a partner with debt, there are some helpful ways to provide support — whether it’s budgeting together, finding affordable ways to…
STUDY SUMMARY 40% of workers say their employers do not provide any type of retirement or financial education. Seven out of 10 workers who have zero retirement savings do not have access to any retirement education from their employers. Employers who do not provide access to retirement education have employees…
If you’ve opened a Roth IRA, you’ve already laid the foundation for one of the most important parts of your life: putting money away for your post-working years. However, opening a Roth IRA is only the first step to a smart retirement saving strategy. Optimizing your Roth IRA to its…
STUDY SUMMARY 53% of working Baby Boomers who aren’t currently saving for retirement have no plans to save. Just 9% of middle-income workers save 15% or more of their income for retirement. Men are nearly twice as likely as women to have saved $250,000 for retirement. Downloads Have questions about…
Editor's Pick
