Key takeaways Wyndham Rewards members can earn points by staying at Wyndham properties, shopping with Wyndham partners, making purchases with an eligible hotel credit card and more. Members can redeem points for things like free and discounted stays at Wyndham locations around the world, transfers to airline partners, local tours…
Key takeaways Getting approved for a credit card can be a fairly quick process — sometimes taking just seconds. But other times, it can be slower, with issuers making you wait up to 30 days. Once approved, you’ll typically receive your card within a week, though some issuers may send…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Overdraft fees are down slightly after increasing the previous year. The average fee is now $26.77, down 1 percent from the previous year. If you regularly incur high monthly maintenance fees, ATM fees and receive low interest rates on deposits,…
DW labs Inc./Shutterstock Key takeaways Wire transfers can be an expensive way to send money, costing the average consumer $27 and $44 for domestic and international outgoing wires, respectively. Your bank might charge you for incoming wire transfers. It can cost less to initiate an outbound wire transfer on your…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
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If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Illustration by Grant Crowder/Bankrate Key takeaways To find a mortgage lender, first take stock of your finances and decide what type of mortgage you need. You can compare rates and fees by getting a preapproval from at least three mortgage lenders. There are six main…
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When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Open enrollment—it’s one of the most important seasons of the year. Unfortunately, it doesn’t come with pumpkins or presents—mostly just confusion. But don’t worry. We’re going to go over everything you need to look for during the open enrollment period so you can look forward to this season of opportunity…
You’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear us out! Having a budget is essential to helping you beat debt and win with…
U.S. home prices have been on a roll. Defying the downward pull of an affordability squeeze and elevated mortgage rates, home values keep setting records. In fact, the National Association of Realtors (NAR) just reported 24 consecutive months of year-over-year price increases. When might this momentum finally reach its limits?…
If you think house hunting is like trying to find toilet paper during a pandemic, you’re not alone. More than half of home buyers say finding the right home is the most challenging step of the home-buying process.1 But don’t let that get you down. If you stay focused, you’ll find…
Key takeaways The Capital One Spark Cash Plus and Ink Business Cash® Credit Card from Chase are both solid cash back cards for small business owners. The Capital One Spark Cash Plus is a better fit for high spenders (over $150,000 per year) who don’t mind paying an annual fee…
There you were, just minding your own business—and then wham! An emotionally compromised teenager was texting their BFF while driving, ran a red light, and smashed into your car. A thief broke into your apartment while you were off on vacation and stole a bunch of your stuff. Your washing…
Key takeaways If you’re looking for a corporate card that helps ease the pain of managing expenses, the BILL Divvy Corporate Card could be a smart option. This card offers built-in tracking tools, accounting software integrations and spend controls. With the BILL Divvy Corporate Card, you have the…
Gazelle intensity. You’ve heard the phrase tossed around, but do you know what it means? While it might sound like something that only National Geographic would care about, we promise it actually does have something to do with money and your debt-free journey. So, lend us an ear, and we’ll tell you…
In the news The tax megabill that President Donald Trump signed into law on July 4 boosted the value of the child tax credit in 2025 to $2,200, up from $2,000. After 2025, the value of the child tax credit will be adjusted for inflation each year. The new law…
Normally, I’d tell you it’s what’s on the inside that counts. But in this case, it’s not the only thing that counts. When it comes to a walking into a job interview, your appearance absolutely matters. While there’s a lot about the hiring process that’s out of your control, what you…
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