While the average credit card interest rate has dropped slightly and experts muse about Fed rate cuts this fall, there’s one metric we can count on — astronomical retail card interest rates. The 2025 Bankrate Retail Cards Study reveals the average retail card APR remains above 30 percent, which is…
Almost one year ago, the U.S. economy looked like it was teetering on the edge of a recession. Hiring was faltering, unemployment was rising and annual revisions to employment tallies showed that the job market was in worse condition than previously estimated. Realizing the economy wasn’t as strong as they…
Key takeaways When it comes to earning cash back on popular spending categories, such as dining and travel, the Capital One Savor Cash Rewards Credit Card and the Chase Freedom Unlimited® are both strong choices. The Capital One Savor Cash Rewards Credit Card could be a better long-term fit for…
Key takeaways Discover it® Chrome offers solid first-year value with its unlimited Cashback Match program. The card earns 2 percent cash back at gas stations and restaurants (on up to $1,000 in combined purchases each quarter, then 1 percent), and 1 percent cash back on everything else. You can redeem…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways If you’re looking for a corporate card that helps ease the pain of managing expenses, the BILL Divvy Corporate Card could be a smart option. This card offers built-in tracking tools, accounting software integrations and spend controls. With the BILL Divvy Corporate Card, you have the…
Gazelle intensity. You’ve heard the phrase tossed around, but do you know what it means? While it might sound like something that only National Geographic would care about, we promise it actually does have something to do with money and your debt-free journey. So, lend us an ear, and we’ll tell you…
In the news The tax megabill that President Donald Trump signed into law on July 4 boosted the value of the child tax credit in 2025 to $2,200, up from $2,000. After 2025, the value of the child tax credit will be adjusted for inflation each year. The new law…
Normally, I’d tell you it’s what’s on the inside that counts. But in this case, it’s not the only thing that counts. When it comes to a walking into a job interview, your appearance absolutely matters. While there’s a lot about the hiring process that’s out of your control, what you…
While 2024 was the hottest year on record, the majority of climate scientists agree that extreme heat events like heat waves and heat domes will continue to increase in frequency, duration and intensity. Which is why this summer is hot. Too hot. Skin-scorching, makeup-melting, sweat-in-places-you-didn’t-know-you-could-sweat hot. And all this heat could be…
There’s a special day that comes once a year that most people absolutely dread. No, it’s not Thanksgiving with weird Uncle Junior. Although, yeah, that day can be brutal. We’re talking about Tax Day. And while both days might make you look for a heavy bag to punch (you’ve got…
For many Americans, Social Security represents a significant part of their average retirement income. By age 70, most people have either already claimed their benefits or are about to. If you’ve waited until now to claim, you’ll receive the maximum possible monthly benefit thanks to delayed retirement credits. Regardless of…
You feel awkward. You want to leave. But you can’t think of a nice way to say, “Hey, this isn’t working for me.” No, we’re not talking about a bad date. We’re talking about sticking with a car insurance company you can’t stand! Maybe it’s the price. Maybe it’s the…
When it comes to our pets, we treat them like family. And just like with our own health insurance, pet insurance is meant to offer peace of mind when medical issues arise — but it often falls short in a familiar and frustrating way. Like human health insurance, pet insurance…
When you or a loved one gets sick and needs health care, the last thing you want to think about is filing an insurance claim. Health care can be complicated and full of jargon—and there’s often a huge amount of paperwork involved. If you don’t dot your I’s and cross…
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