Key takeaways If you die earlier than expected as a life-only annuity policyholder, you could risk failing to recoup your premium payments to the insurance company. You can mitigate this risk by adding things like death or survivor benefits to your annuity at the start of the contract. Make sure…
The S&P 500 index has long been one of the most effective wealth-building tools for everyday investors, compounding steadily over the past decade. While it hadn’t enjoyed the jaw-dropping performance of a single breakout stock like Nvidia (NVDA), the index has delivered steady growth — making it one of the simplest…
On Sept. 17, 2025, the Federal Reserve’s Federal Open Market Committee is likely to lower its benchmark interest rate, the federal funds rate, by 25 basis points (a quarter of a percentage point). Assuming that happens, it will be the first change to the federal funds rate in 2025. Inflation…
If you’ve ever stood in the checkout line at a brick-and-mortar retailer and been offered a discount on your purchase by applying for a credit card, the cashier was trying to sell you on a retail card. One version of retail credit cards are store credit cards, which are only…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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DW labs Inc./Shutterstock Key takeaways Wire transfers can be an expensive way to send money, costing the average consumer $27 and $44 for domestic and international outgoing wires, respectively. Your bank might charge you for incoming wire transfers. It can cost less to initiate an…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Key takeaways A home insurance deductible is the amount you are responsible for paying out of pocket in the event of an approved claim. The insurance company will cover the remaining damages, up to your coverage limit. Deductibles may be either a set dollar amount or a percentage based on…
Trading options can be appealing for many reasons, but especially for the potential to multiply your money many times over. Options can also serve as a hedge against falling stock prices and allow traders to buy and sell risk, giving them the ability to fine-tune their exposure to a stock. …
It’s totally understandable. You’re fed up with rising timeshare fees and rigid schedules (can’t blame you there!), and you want out. You’re worried you’re never going to get out from under your timeshare contract. But that frustration and fear can cloud your judgement and make you a target for a…
Ever heard of an ultramarathon? It’s a race that’s anywhere from 30 to more than 200 miles long. So to go from couch potato to distance runner, you’d have to commit to loads of blood, sweat and tears. Could you do it? Absolutely! But only with a great plan and…
It’s crazy out there, and you’re probably wondering what to do about your money right now. So, I’m here to give you five super practical, super clear things you can do with your money during this pandemic. Don’t panic. Get on a budget. Focus on your Four Walls. Cut out all…
Are you sick and tired of being sick and tired? When you’re deep in debt, you’d do anything to speed up the payoff process. And if you’re working on your student loans, we understand how you feel! You’d probably like to know something you can do today to get your…
Well, it’s been a crazy few weeks to say the least. But we’re all doing it. We’re making it through the coronavirus (COVID-19) saga one day at a time. Still, there’s no denying that the effects of the coronavirus (and the economic fallout from the cure) are in full force…
So are you buying or selling a house, but feeling lost in the real estate lingo circling around you? Sometimes it feels like you’re hearing a bizarre, unknown language. We get it! That’s why we’ve put together this handy list of real estate terms. Now you can feel confident about…
If your mind feels like it’s on a freakin’ train ride, you’re not alone. We’re all living through this crazy out-of-control pandemic for the first time together (but also totally alone) and it’s making us feel intense emotions. But when fear, anxiety, sadness, loneliness, and anger pop up in your…
Health care is expensive. And the price never seems to stop rising! That’s why some people avoid it altogether. But skipping health insurance is like white-water rafting without a life jacket. The sun and the spray might feel nice for a while, but when you go overboard, it’ll be tough…
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