Key takeaways Based on the 28/36 rule, you should aim to spend a maximum of $2,333 per month on your housing costs if you earn $100,000 each year. If you’re trying to budget for buying a home on a $100,000 salary, pay close attention to how much of your earnings…
Key takeaways Significant home renovations can impact the value of your home, and you may need to adjust your homeowners insurance accordingly. Adding square footage or valuable upgrades could increase your insurance premium. Renovations that reduce your risk of a claim, like a roof replacement or new security system, could…
StacieStauffSmith Photos/Shutterstock Key takeaways An easement is a legal right to use part of someone else’s property for a specific purpose, such as a shared driveway or utility access. Easements are typically documented in property records and often remain in place even if the property changes owners. Easements can be…
kelvn/GettyImages; Illustration by Hunter Newton/Bankrate The airport is usually not an enjoyable place to spend time, especially when delays spring up. You can easily spend an entire day at a crowded airport gate, shelling out significant money on food and drinks while you wait for your flight. Having airport lounge…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Arbitrage is the process of taking advantage of a price difference in different markets in order to earn a low-risk profit. In the classic example, an investor buys the asset in the lower-priced market and sells it in the higher-priced market. More likely than not,…
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How First-Year Students Should Manage Credit Cards Responsibly Understanding how first-year students should manage credit cards responsibly means creating a clear system around…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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Getting car insurance is a no-brainer. In fact, the law says you’ve got to have it. (Unless you live in Virginia or New Hampshire, that is.) But figuring out how to get car insurance? Yeah, that takes a little more brain power. From deciding on where you’ll get your car insurance, to…
Key takeaways The personal loan lender’s new LevelUp Checking account offers 2 percent cash back for customers who make an on-time monthly payment toward their debt. The feature is five times more valuable than a similar perk offered by competing lenders. Borrowing from the same financial institution where you bank…
Flights are flying! Diners are dining! Rock stars are rocking! All the canceled events of the pandemic are returning and America is finally starting to reopen—and so are people’s wallets, apparently with plenty of cash to spend. Post-Pandemic Saving and Spending Nearly 80% of Americans reported saving money in 2020…
Hinterhaus Productions/Getty Images When it comes to investing in stocks or other securities that pay out dividends, there are two types of dividends you may receive: ordinary dividends and qualified dividends. Qualified dividends receive favorable tax treatment and are taxed at a lower capital gains rate than ordinary dividends. What…
Key takeaways There are many ways to get free financial advice from a variety of sources. It may be possible to see a financial advisor for free or at a reduced cost. For more complex financial planning issues, such as estate planning or starting a business, it may be worth…
If you’re reading this because you’re in so much debt you can barely breathe and you’re desperate for a way out, we see you. And know this: There is light at the end of the tunnel. But Chapter 7 bankruptcy is definitely not something to just jump into when the…
Last year, the Transportation Security Administration screened a record 904 million air travelers, which worked out to an average of about 2.47 million per day. One of the biggest surprises in recent years has been the continued strength in travel demand, despite economic challenges including stubborn inflation, high interest rates…
Key takeaways A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 percent or more. According to the 2024 Small Business Credit Survey, business loans and lines of credit are…
Believe it or not, creating a solid resumé is just as important as prepping for and nailing your job interview. After all, your resumé is your chance to make a strong first impression on the recruiter! But before you get too freaked out, know this: Building the perfect resumé is actually a…
Key takeaways Federal student loans are known for unique benefits like flexible qualification requirements, income-driven repayment plans and potential loan forgiveness. Recent changes to the federal loan program have taken some benefits away, at a time when private loan lenders are starting to offer products with features similar to federal…
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